Built for Insurance & Financial Advisors
Show Clients Their Income Gap — With Clarity & Confidence
IncomeProtectionIQ’s Disability Income Gap Analyzer makes the risk undeniable. Turn every client conversation into a closed DI case.
No
Long-term contracts
Sound Familiar?
When clients push back on DI coverage and say…
These aren’t real objections. They’re what clients say when they can’t clearly see the risk. IncomeProtectionIQ makes the coverage gap impossible to ignore.
The Group Coverage Illusion
Group plans rarely replace 60% of income, cap out fast, and vanish the day they change jobs. Enter their real numbers and the Gap Analyzer shows what's actually left standing - usually a lot less than they assume.
The Savings Mirage
The analyzer shows their burn rate, so they watch the runway run out; most clients are stunned to see savings drained with no income coming in.
The Cost Misjudgement
Put the premium in context next to their income stream it protects. The monthly premium in relation to their lifetime of earnings reframes "expensive" instantly.
The "Not Me" Blind Spot
1 in 4 workers will have some sort of disabling condition (think Heart Attack, Cancer, Stroke, etc) at some point during their working career. Let the data do the persuading; not just your words.
What IncomeProtectionIQ Does
Every Tool You Need to Win the Income Protection Conversation
Built for every advisor. Zero DI expertise required to run a powerful first presentation.
Visual Gap Analysis
Instantly map a client's income protection gap with clear, compelling charts. Turn abstract risk into a visual they can't dismiss.
IQ Insights Engine
Proprietary logic surfaces the most persuasive talking points for each client profile — automatically. Never wonder what to say next.
Ready in Under 10 Min
Enter a few client numbers and a full professional presentation is ready. No design skills, no learning curve needed.
Not excuses. Gaps in undestanding. When clients can’t see the number, they stall. The Gap Analyzer puts the number on the screen, and the conversation moves.
Jason — Financial Advisor
See It In Action
See the Gap Analyzer in action
15 minutes. Life walkthrough. You’ll know exactly how to run your first presentation before we hang up!
Founding Member Launch
Lock In Our Lowest Price Ever
Be among the first advisors to use IncomeProtectionIQ. No long-term contracts. Cancel anytime.
$9.99/ month
- Unlimited client presentations
- Visual gap analysis tool
- IQ Insights engine
- Locked-in founding member pricing for the first 12 months.
- Direct input on new features
- Email support
- Standard Pricing will be $19.99/month
MOST POPULAR
Pro
$49/ month
- Everything in Founding Members
- Unlimited case history
- Priority support
- Early access to new features
- AI Policy Analysis
Contact for Pricing/ user/mo
- Everything in Pro
- Team admin dashboard
- Group reporting & analytics
- Dedicated onboarding sessions
- Dedicated account manager
- Custom branding options
FAQ
Common Questions
How long does it take to learn IncomeProtectionIQ?
Minutes, not weeks. If you can enter a few numbers about a client, you can run a full Gap Analysis. There no DI curriculum to study and no software to master; the engine does the heavy lifting so you can focus on the client in front of you.
Is IncomeProtectionIQ affiliated with any carriers or BGAs?
No. IncomeProtectionIQ is an independent, third-party software platform. We are not a brokerage general agency, quoting system, or affiliated with any insurance carriers. We are solely focused on empowering advisors to sell more DI.
What kind of results are advisors actually seeing?
Founding members tell us the same thing: cases that used to stall now close. The difference is the number on the screen; when a client sees their own income gap quantified, “let me think about it” loses its grip. You are no longer arguing for DI; you’re showing them a hole they want filled.
Do I need to be a disability insurance expert to use it?
No. The whole point of Income Protection IQ is that the tool carries the expertise. You enter a handful of client figures, and the IQ Insights engine surfaces the gap, and the talking points for the specific profile. Newer advisors run a credible first presentation on day one; veterans use it to close faster.
Can I use it on a tablet during a client meeting?
Yes — IncomeProtectionIQ is fully responsive and optimized for iPad and tablet use. It was designed to be your in-meeting companion, not just a back-office prep tool.
What does it mean to be a Founding Member?
Founding Members get our lowest price ever—$9.99/month for 12 months. You’ll be among the first advisors using IncomeProtectionIQ, and your feedback directly shapes new features. As we grow, Founding members receive discounts and access to future products. Spots are limited.